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New Documentary ‘Cashing Out’ Highlights HIV Challenges

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Audience engaged in the screening of the documentary 'Cashing Out'

News Summary

The documentary ‘Cashing Out’ reveals the financial struggles faced by HIV-positive individuals during the AIDS crisis in America. Directed by Matt Nadel and produced by Luke Hodges, the film highlights personal stories and financial hardships connected to life settlements. It aims to amplify LGBT+ voices, showcasing varied narratives beyond major cities. Recently screened at the Columbia Museum of Art, the film discusses the ongoing relevance of these themes. The filmmakers prioritize nuanced storytelling and plan future projects to further illuminate queer narratives.

Columbia, SC – The new documentary “Cashing Out,” directed by Matt Nadel and produced by Columbia native Luke Hodges, sheds light on a lesser-known aspect of the AIDs crisis in America, particularly the life settlements subindustry. The film asserts that individuals diagnosed with HIV, during an epidemic that claimed around 700,000 lives in the U.S. throughout the 1980s and 1990s, were often forced to navigate financial hardships while facing societal isolation. Selling their life insurance policies for immediate cash became a means of survival during this difficult time.

The documentary features personal stories from individuals who are both HIV-positive and policy buyers, focusing on cases from Georgia, Florida, and Ohio. Through these narratives, “Cashing Out” aims to illuminate LGBT+ voices beyond the more commonly represented major cities like New York and Los Angeles. The filmmakers are keen on showcasing the varied experiences and complexities of the characters rather than drawing clear moral conclusions.

The screening of “Cashing Out” recently occurred at the Columbia Museum of Art, where it received support from Jessica Rourke. Director Nadel and producer Hodges participated in a post-screening discussion, engaging the audience in a conversation about the documentary’s themes and intentions. Hodges, who interned at the former Indie Grits Festival and studied at the University of South Carolina (USC), expressed his passion for storytelling and his commitment to showcasing queer narratives through his production company, Nine Patch Pictures.

“Cashing Out” represents the first project from Hodges and Nadel’s production company, which aims to highlight LGBTQ+ stories often overlooked in mainstream media. The film illustrates how the political climate surrounding the AIDs crisis continues to resonate today, with themes of compromise versus exploitation emerging strongly throughout the narrative. Hodges draws connections between his father’s tenure as South Carolina’s Democratic governor and the themes present in the documentary, signifying a profound reflection on the history of political and social issues faced by the LGBT+ community.

Hodges also outlined plans for their next film titled “Odd Man In,” which will explore a pivotal figure in the early gay rights movement and is set for release in collaboration with PBS. The team emphasizes the importance of community support that has played a crucial role in their storytelling journey. In their work, they strive to depict the nuanced experiences and ethical dilemmas encountered by those during the height of the AIDs crisis, showcasing the gray areas rather than simplified narratives.

The documentary will be released later in 2025 by The New Yorker, promising to provide a comprehensive view of the themes surrounding life insurance policies amid a backdrop of medical crisis, stigma, and economic struggles. By approaching this subject matter with sensitivity and depth, “Cashing Out” endeavors to foster understanding and highlight the resilience of individuals directly impacted by the AIDs crisis.

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